Our Fees

If you aren’t able to cover your bills this month due to rising expenses or any other factors, applying for a payday loan online can be a smart solution. Payday loans are small, short-term loans that are intended to be a quick and convenient cash source to fit your financial needs till your next payday.

Fill out your application on CapitalPaydayLender.com website in as little as 5 minutes for a payday loan directly wired into your checking account as soon as the following working day. Get the funds you need and repay your payday loan online – no need to visit a local store.

While CapitalPaydayLender.com is a direct payday loan lender, our interest rates are regulated by the state in which you reside. Our goal is to provide the most attractive fees possible and the best customer service. For a complete view of your fees and repayment options, please carefully read your Loan Agreement.

Generally, you will pay from $12.5 to $23.5 in fees for every $100 you borrow with our quick payday loans.

For example: A $100.00 payday loan in California repaid in a 14-days term has a total interest of $17.50 and an APR of 456.25%.

For example: A $400.00 payday loan in Nevada repaid a 14-days term has a total interest of $74.00 and an APR of 482.32%.

For example: A $200.00 payday loan in Florida repaid a 14-days term has a total interest of $25.00 and an APR of 325.89%.

All the detailed information regarding the interest rates, fees and other loan terms & conditions will be provided in your electronic Loan Agreement.