How It Works

Applying for a payday loan with CapitalPaydayLender.com is easy. There’s no bothering paperwork required, no need to fax any documents, because our convenient service is 100% online from the beginning to finish.

Our application process is quick and straightforward:

1. Fill out and submit our easy application form. Please make sure to provide us with correct personal, employment and banking information.

2. Our instant application will take around 5-10 minutes to complete and within a couple of hours you will be informed whether or not your application has been approved.

3. Once approved you will then be contacted by our consultant to confirm your loan request. You will be provided with an electronic Loan Agreement which you can sign online with no need to fax anything. All the information about payday loan terms & conditions, charges and fees, repayments can be found in your Loan Agreement.

4. In most cases, you will have the funds deposited into your bank account the next working day.

We provide you with the unique flexibility to choose how you are going to pay back your payday loan.

– Pay in full on your next payday

In this case, principal loan amount and associated fees will be withdrawn from your checking account in full on the due date.

– Set up your personal repayment schedule

Don’t want to repay your payday loan in full on your next payday? You have a flexible option to pay back your loan with a set number of repayments over more than one due date. However, by extending repayment of your payday loan over more than one due date you will have to pay additional fees resulting in a higher payback amount.